Will a Revenue-Share Note work for your business?
Enter three numbers to see whether your business fits, and what it would cost you and earn your backers — before you apply. Nothing here is saved or submitted.
Good fit
Your deal meets all of InvestLocal's requirements — you're ready to apply.
Your business
Your typical monthly sales.
How much you want to raise from your community.
Share of monthly revenue paid to backers until repaid. This dial sets the APR.
Between 1.2× and 1.5×. Lower is cheaper and faster for you, but a smaller return for backers.
Deal summary
- Total you repay
- $150,000
- Monthly to backers
- $2,000
- Success fee
- 6%
- Servicing fee
- 2%
- Distributions
- Monthly
- Minimum raise
- $50,000
Bar fills toward the 10-year maximum term.
Effective APR
Backers' estimated annual return
14.8%
What your investors earn — they receive 1.50× over the payback period.
Your effective cost of capital
18.3%
Your true cost after the 6% success fee and 2% servicing.
Fit check
- Passed: Raise meets the $50,000 minimum
- Passed: Revenue share is within 5%–20%
- Passed: Repayment multiple is within 1.2×–1.5×
- Passed: Revenue share produces repayments
- Passed: Estimated payback within 10 years
- Passed: Backer return at or below the 25% APR ceiling
How to qualify
- Max raise at your revenue & share
- $160,000
- Min share to fit your desired raise
- 6.3%
- Monthly revenue needed at your share
- $12,500
Paying faster (higher share or revenue) raises both the backer APR and your cost. Slower lowers both. The 10-year cap sets the floor on backer returns.
Estimates only — not an offer of financing. Figures assume level monthly payments equal to your revenue × the share you offer, until the agreed multiple (1.2–1.5×) of the raise is repaid. This is a pre-license preview: no funds move and nothing here is a solicitation. Actual terms depend on your application and InvestLocal review.
Looks like a fit? Start your raise — it takes a few minutes.
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