One instrument. Two sides of the block.
InvestLocal runs on a single financial instrument — the Revenue-Share Note. A business shares a fixed percentage of its monthly revenue with backers until they earn a fixed return multiple — 1.2× to 1.5×, set by the business. No equity, no voting shares.
Put your money to work on your own block — and earn it back.
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Browse local businesses
Every listing is a Revenue-Share Note from a real local business that has paid its commitment deposit and gone live. You see the target raise, the revenue-share percentage, and the projected timeline before you commit a cent.
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Back a Revenue-Share Note
Choose how much to back. Your projected return is a fixed multiple of your principal — between 1.2× and 1.5×, set by the business up front — not equity, and with no voting rights. Commitments are non-binding soft pledges while InvestLocal completes its funding-portal licensing.
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Funds held in escrow
After a simulated Plaid identity check, your commitment is shown as held in North Capital escrow. InvestLocal never touches the money. Funds stay in escrow until the business reaches its minimum target — otherwise they're released back.
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Earn your multiple from revenue
Once funded, the business shares a fixed percentage of gross monthly revenue with its backers, split pro-rata by principal. Your portfolio tracks each note's repayment progress until it reaches its full multiple (1.2–1.5×) and is marked fully repaid.
Pre-license preview. The deposit, Plaid identity check, North Capital escrow, and repayment distributions shown here are simulations for demonstration only. Commitments are non-binding, no funds are moved, and nothing here is an offer or solicitation to buy or sell securities.